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    Why Travel Insurance Is Non-Negotiable

    Published 25 Jul 2026

    A simple hospital visit abroad can cost 50,000 to 5,00,000 rupees without insurance. Travel insurance typically costs just 500 to 2,000 rupees for a week-long trip. Look for policies that cover medical emergencies (minimum $50,000), trip cancellation, lost baggage, and flight delays. Check if adventure activities are covered. Read the fine print on pre-existing conditions. Choose cashless settlement over reimbursement. Buy insurance as soon as you book — it covers pre-trip cancellations too.